9813 Sweetwater Lane
Ventura, CA, 93004
$645,900
MLS: V1-32952
Beds
2
Baths
3
Sq Ft
1,246
Lot
—
Year Built
1985
MLS #
V1-32952
Days on Market
126
Listed
Oct 19, 2025
Description
Homes in the gated Beacon Court community rarely become available -- and when they do, they don't last long. This beautifully updated townhome offers the perfect combination of style, comfort, and low-maintenance living in one of East Ventura's most desirable neighborhoods.Inside, you'll find thoughtful upgrades throughout. The remodeled kitchen features elegant quartz countertops, a farmhouse sink, and a custom wood bar counter that adds warmth and character -- ideal for both everyday living and entertaining.Both bathrooms have been refreshed with modern fixtures, updated lighting, and new shower doors, creating a clean and contemporary feel. The enclosed upstairs loft adds valuable flexibility and can easily serve as a third bedroom, home office, or den to fit your lifestyle.Fresh interior paint enhances the bright, welcoming atmosphere, making this home truly move-in ready.Step outside to a private landscaped patio -- a peaceful retreat perfect for relaxing or gathering with friends and family.Beacon Court offers residents a sparkling pool and spa, ample guest parking, and the added security of gated entry. The HOA covers water, sewer, and trash, providing exceptional convenience and value.Located just minutes from shopping, dining, parks, and easy freeway access, this home delivers both everyday convenience and quiet community charm.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Sheldon Berger · Keller Williams Westlake
Payment estimate
$4,787
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,590 · Loan: $581,310
- Principal & Interest
- $3,572
- Property tax (1.25%)
- $673
- Homeowners insurance
- $300
- Mortgage insurance
- $242
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $22,607 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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