8482 N Bank Drive
Ventura, CA, 93004
$609,000
MLS: V1-34760
Beds
3
Baths
3
Sq Ft
1,444
Lot
0.11 ac
Year Built
1980
MLS #
V1-34760
Days on Market
21
Listed
Feb 23, 2026
Description
Welcome Home to the highly desirable Riverview neighborhood in East Ventura!Step inside to a fantastic floor plan featuring a spacious living room with a cozy fireplace in a sunken seating area, and large windows that fill the space with natural light. The open kitchen and dining area flow seamlessly to a private patio, perfect for entertaining or enjoying indoor-outdoor living. The first level also offers a generous powder room and convenient interior laundry.Upstairs, you'll find all three bedrooms and two full bathrooms, including an oversized primary suite with its own ensuite bath.From the patio, enjoy direct access to your two car garage for added convenience.Upgrades include engineered laminate hardwood flooring, a beautifully updated kitchen with stainless steel appliances and abundant white cabinetry, newer light fixtures, smooth ceilings with recessed lighting throughout, and ceilings fans in the bedrooms.The HOA amenities feature 3 pools, tennis & pickle ball courts, greenbelts, and spas. Plus water and sewer are included in the monthly dues, adding even more value and convenience.A wonderful opportunity to own in one of the area's most sought after communities!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Lisa Kozin · RE/MAX Gold Coast REALTORS
Payment estimate
$4,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,900 · Loan: $548,100
- Principal & Interest
- $3,368
- Property tax (1.25%)
- $634
- Homeowners insurance
- $300
- Mortgage insurance
- $228
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $21,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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