9888 Terrace Drive
Morongo Valley, CA, 92256
$299,999
Original list price: $329,999
MLS: CV26090996
Beds
3
Baths
2
Sq Ft
1,133
Lot
0.52 ac
Year Built
1961
MLS #
CV26090996
Days on Market
98
Listed
Apr 27, 2026
Description
Welcome to 9888 Terrace Rd. in Morongo Valley. Seller will consider buyer concessions with an acceptable offer! Step into this home featuring 3 bedrooms and 2 bathrooms, thoughtfully designed with a wonderful layout that suits both a primary residence and an income-producing rental property. Situated on a spacious 0.51-acre lot, this property offers added versatility with a separate ADU studio unit complete with its own full bathroom and kitchen, perfect for guests, extended family, or additional rental potential. Enjoy the open feel, modern finishes, and endless possibilities this unique property has to offer.
Location
Morongo Valley, San Bernardino County, CA 92256
Open on Google Maps ↗Listed by: Aolany Gonzalez · RE/MAX TIME REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,460
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,735
- Property tax (1.25%)
- $312
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Morongo Valley home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Morongo Valley, CA 92256 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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