9950 Karen Avenue
California City, CA, 93505
$365,000
MLS: 26002357
Beds
4
Baths
3
Sq Ft
2,214
Lot
0.24 ac
Year Built
1989
MLS #
26002357
Days on Market
35
Listed
Mar 21, 2026
Description
Welcome to this Beautiful 2 story California City home. Situated on the North Loop side. Walk into your new home consisting of a beautiful tiger bamboo floors. High vaulted ceilings in the family room area. Separate living area with a wonderful fireplace. Upgraded kitchen with granite countertops and custom cabinets. Downstairs bedroom/office alongside a bathroom with a shower. Upstairs is the master bedroom with a walk in closet. Master bathroom has dual sinks and a jetted tub. 2 more bedrooms that are connected but can be their own separate rooms again. Big size backyard with RV access and plenty of parking located on a quiet street. Come see before it's gone.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Maria Angela Segura · Coldwell Banker-A Hartwig Co.
Payment estimate
$2,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1%)
- $304
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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