9982 El Sereno
Lucerne Valley, CA, 92356
$285,000
MLS: HD25243786
Beds
3
Baths
2
Sq Ft
1,080
Lot
0.33 ac
Year Built
1959
MLS #
HD25243786
Days on Market
154
Listed
Oct 29, 2025
Description
Act fast—homes with this level of design, efficiency, and value do not come along often. This beautifully updated 3-bedroom, 2-bath residence offers over 1,000 square feet of living space that is laid out with exceptional intention, maximizing every inch in a way few homes achieve. The remodeled kitchen anchors the home with striking quartz countertops and brand-new tile flooring throughout, delivering a cohesive, modern feel. Situated in the highly sought-after Vista Tract, the fully fenced property includes an attached two-car garage, natural gas service, and water provided by the local Water District. Priced to sell and backed by a motivated seller, this is a rare opportunity!
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Donald Staff · Oasis Realty Group
Payment estimate
$2,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
- Principal & Interest
- $1,576
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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