1000 MANDALAY BEACH RD
Oxnard, CA, 93035
$2,575,000
MLS: SR26007237
Beds
3
Baths
3
Sq Ft
2,820
Lot
0.09 ac
Year Built
2001
MLS #
SR26007237
Days on Market
38
Listed
Jan 13, 2026
Description
Welcome to 1000 Mandalay Beach Road, a beautifully updated 3-bedroom, 3-bath beach villa with direct ocean and sunset views from multiple indoor and outdoor spaces. The first level features two bedrooms with a Jack-and-Jill bath and a private patio/garden. The upper level includes the main living areas, offering an open-concept living room, chef’s kitchen with premium appliances, quartzite countertops, and an ocean-view primary suite with an additional den/office. Enjoy multiple outdoor spaces, including a rare rooftop deck with direct ocean views, a side grass and deck area, and an outdoor shower. Additional highlights include high-end finishes, a sleek fireplace, LED lighting, modern baths, air conditioning, an oversized two-car garage, ample storage, security system, and just steps to the sand. Truly a special offering!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Brandon Coppel · RE/MAX One
Payment estimate
$18,187
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $257,500 · Loan: $2,317,500
- Principal & Interest
- $14,239
- Property tax (1.25%)
- $2,682
- Homeowners insurance
- $300
- Mortgage insurance
- $966
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $90,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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