2408 Ocean Drive
Oxnard, CA, 93035
$2,495,000
MLS: V1-33154
Beds
3
Baths
4
Sq Ft
2,723
Lot
0.06 ac
Year Built
1987
MLS #
V1-33154
Days on Market
163
Listed
Oct 30, 2025
Description

In a fantastic inboard Ocean Drive location near the North end of Silver Strand Beach, this furnished three-story coastal retreat captures the essence of relaxed beach living with plenty of room to entertain - and park - family and friends. Enjoy panoramic ocean, island, harbor, and coastline views from multiple vantage points, including two rooftop decks ideal for entertaining or enjoying the sites and sounds of the coast.The first floor has a spacious foyer, two generous bedrooms, and a versatile office/flex space, with one bedroom currently used as a game room. The main level features a bright, open-concept living space with a striking stacked-stone fireplace, soaring ceiling, and a massive picture window that fills the home with natural light. A large dining area with slider to a balcony flows to the chef's kitchen with stainless Viking appliances, stone counters, and rich cabinetry. The primary suite offers a spa-like bath with soaking tub, dual sinks, granite finishes, and an oversized influencer-worthy closet.On the third level, a spacious loft with a wet bar and bath opens to an expansive deck and leads to the rooftop viewing level with spectacular coastal views. There is a two-car garage, plus the custom paver driveway can accommodate up to four additional vehicles parked side-by-side. Corn hole anyone? This Ocean Drive address across the street from the beach is the ultimate playing stage for a game or two!Located along the Southern California coast with Malibu to the south about 35 miles, Ventura to the north about 13 miles and beyond that, Santa Barbara to the north another 30 miles, this piece of paradise remains a best kept secret for beach lovers, surfers, and sailors alike. Whether for a full-time home or a weekend getaway, move right in and start living the Silver Strand lifestyle--where every day feels like a vacation.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Karen Stein · Coldwell Banker Realty
Payment estimate
$17,631
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $249,500 · Loan: $2,245,500
- Principal & Interest
- $13,797
- Property tax (1.25%)
- $2,599
- Homeowners insurance
- $300
- Mortgage insurance
- $936
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $87,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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