1520 Viewpoint Drive
Oxnard, CA, 93035
$2,695,000
MLS: V1-35276
Beds
4
Baths
3
Sq Ft
3,131
Lot
0.09 ac
Year Built
2004
MLS #
V1-35276
Days on Market
35
Listed
Mar 19, 2026
Description
Welcome to Westport at Mandalay Bay, one of Oxnard's most desirable waterfront communities in Ventura County. This beautifully renovated marina home offers a private 35-foot boat dock easement, eastern water exposure, and exceptional privacy with no public sidewalk behind the property. Enjoy the ultimate coastal lifestyle with direct boating access to Channel Islands Harbor and close proximity to Seabridge Marina, shops, restaurants, and nearby beaches.The backyard is designed for entertaining and relaxation, featuring a cantilevered Trex deck that maximizes outdoor living space while overlooking tranquil water views. It is the perfect setting for dining al fresco, hosting gatherings, or simply enjoying the peaceful marina setting. Scenic walking and biking paths run along the waterfront, and the beach is located just one mile away.Inside, the home offers a bright, modern, and sophisticated interior with wide-plank white oak flooring, custom cabinetry, smooth wall finishes, solid core doors, and detailed base and case moldings throughout. The gourmet kitchen is equipped with premium Thermador appliances, a quartz center island, and built-in single-door refrigerator and freezer, creating an ideal space for cooking and entertaining.The home features four spacious bedrooms, each with its own en-suite bathroom, including a convenient downstairs bedroom that is closet-ready. A large upstairs loft provides flexible living space perfect for a home office, den, or media room. The primary suite serves as a private retreat with a sitting area, walk-in closet, and a private deck overlooking the channel and surrounding mountains, with occasional snow-capped peaks visible during winter months. The spa-inspired primary bathroom includes a wet room with soaking tub, rain shower, handheld sprayer, and elegant black quartz and porcelain finishes.Additional highlights include a direct-access garage with epoxy flooring and built-in cabinetry, providing excellent storage for all your coastal lifestyle needs. Located just minutes from Seabridge shopping and dining, Hollywood Beach, Silver Strand Beach, and Channel Islands Harbor, this exceptional property offers a rare opportunity to own a luxury waterfront home with a private boat dock in Westport.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Arlene Beckwith · eXp Realty of Greater LA
Payment estimate
$19,021
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $269,500 · Loan: $2,425,500
- Principal & Interest
- $14,903
- Property tax (1.25%)
- $2,807
- Homeowners insurance
- $300
- Mortgage insurance
- $1,011
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $94,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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