10024 Anderson Ranch
Phelan, CA, 92371
$429,990
Original list price: $379,000
MLS: OC26068525
Beds
3
Baths
2
Sq Ft
1,568
Lot
4.17 ac
Year Built
2012
MLS #
OC26068525
Days on Market
22
Listed
Mar 30, 2026
Description
Back on the market - no fault of the home. Appraisal came in at $430k! Seller has installed a new stove, new water heater and new main water line, and septic system passed inspection. Home has a 433a certification. Space, freedom, and fresh updates come together on this 4+ acre Phelan property. This 3-bedroom, 2-bath home has been thoughtfully improved with new flooring, new drywall, fresh interior paint, and some updated windows—giving it a clean, move-in ready feel. The layout offers comfortable living, while outside you’ll find multiple sheds and outbuildings perfect for storage, hobbies, or workshop space. Evap cooling in the garage, which is in the process of being converted to living quarters. With over four acres of usable land, there’s plenty of room for animals, toys, gardening, or future plans. Located just a short distance from paved Phelan Road, you get the best of both worlds—easy access with the privacy and space that make High Desert living so appealing. Whether you're looking for a place to spread out or create your own setup, this property is full of opportunity.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: James McGrath · Pacific Realty Group
Payment estimate
$3,360
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,999 · Loan: $386,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,451
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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