11911 Kiowa Road
Apple Valley, CA, 92308
$435,990
MLS: HD26022707
Beds
5
Baths
4
Sq Ft
2,194
Lot
0.56 ac
Year Built
1990
MLS #
HD26022707
Days on Market
74
Listed
Jan 30, 2026
Description
*** Come VIEW and MAKE an OFFER TODAY ! Affordable home located in Apple Valley CA. Outside the over 1/2 ACRE lot has plenty of room to stretch out, with enough space to park you RV/Boat/Trailer. In addition the parcel is fully fenced and cross fenced with a large covered patio. Plus there are two huge sheds for extra storage. Inside the nearly 2,200sf floor-plan is laid out nicely offering 5 Bedrooms and 4 Bathrooms, with 3 of the bedrooms being suites having their own private bathrooms. Also, one of the suites has it's own access separate from the main house ideal for an ADU, that could be rented out for additional income or perfect as a mother-in-law quarters. As added bonuses the house includes: new appliances, 2 Car Attached Finished Garage with cabinets, tile flooring through out with wood-look laminate in the bedrooms, large open kitchen with dining area and breakfast-nook , inside laundry room, and built-in brick fireplace to keep things cozy during the winter months. Honestly this home has some much to offer it all can't be said here, making it a must see opportunity before it's too late.***
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Curvan Chen · Coldwell Banker Home Source
Payment estimate
$3,329
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,599 · Loan: $392,391
- Principal & Interest
- $2,411
- Property tax (1.25%)
- $454
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,260 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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