1012 10th Street 3
Santa Monica, CA, 90403
$1,250,000
MLS: 26992623
Beds
2
Baths
3
Sq Ft
1,614
Lot
0.17 ac
Year Built
1974
MLS #
26992623
Days on Market
20
Listed
Sep 28, 2026
Description
Beautiful and spacious townhouse-style condo in a prime Santa Monica location on 10th Street, just two blocks from both Montana Avenue and Wilshire Boulevard. With over 1,600 square feet of space, this light-filled unit offers the feel and privacy of a home with the convenience of condo living. The main level features an expansive living room with dramatic tall ceilings, fireplace, and a private balcony. The open living and dining areas provide plenty of space for entertaining, while the kitchen includes a side-by-side refrigerator and in-unit washer and dryer. A convenient powder room completes the first floor. Upstairs are two spacious bedrooms. The primary suite is especially impressive, featuring abundant natural light, soaring beamed ceilings, its own fireplace, a walk-in closet, and a large en-suite bathroom with dual sinks and a bathtub. The unit also includes a private attached two-car garage with gated entrance and direct access into the home. Located in a quiet, intimate 6 unit complex just blocks from Montana Avenue and Wilshire Boulevard, the home is just a short distance to some of Santa Monica's top restaurants, cafes, shops, and neighborhood amenities.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Michael Mortimer · Westwind Brokerage, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,360
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $125,000 · Loan: $1,125,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,789
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
- HOA dues
- $500
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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