PendingSingleFamilyResidence

1012 Yosemite Drive

Bakersfield, CA, 93308

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$269,900

MLS: V1-31016

Beds

3

Baths

2

Sq Ft

986

Lot

0.14 ac

Year Built

1937

MLS #

V1-31016

Days on Market

58

Listed

Jul 9, 2025

Description

Great home for sale, remodeled FHA buyers welcome. move in ready. great location walking distance to school, stores just a couple miles to the airport. Perfect home for first time home buyers or investors.

Location

Bakersfield, Kern County, CA 93308

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Listed by: Hector Cano · AVALAR REAL ESTATE ALLIANCE

Payment estimate

$2,175

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $26,990 · Loan: $242,910

%
Principal & Interest
$1,492
Property tax (1.25%)
$281
Homeowners insurance
$300
Mortgage insurance
$101
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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