1012 Yosemite Drive
Bakersfield, CA, 93308
$269,900
MLS: V1-31016
Beds
3
Baths
2
Sq Ft
986
Lot
0.14 ac
Year Built
1937
MLS #
V1-31016
Days on Market
58
Listed
Jul 9, 2025
Description
Great home for sale, remodeled FHA buyers welcome. move in ready. great location walking distance to school, stores just a couple miles to the airport. Perfect home for first time home buyers or investors.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Hector Cano · AVALAR REAL ESTATE ALLIANCE
Payment estimate
$2,175
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,990 · Loan: $242,910
- Principal & Interest
- $1,492
- Property tax (1.25%)
- $281
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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