10121 Margery Avenue
California City, CA, 93505
$375,000
MLS: IG26008950
Beds
4
Baths
3
Sq Ft
2,035
Lot
0.26 ac
Year Built
2021
MLS #
IG26008950
Days on Market
72
Listed
Jan 14, 2026
Description
Great Opportunity in California City. a well-maintained home on a large, flat lot with tons of potential. Enjoy an open layout, spacious bedrooms, and plenty of outdoor space for RV parking or future expansion. Located on a quiet street with easy access to local amenities. Perfect as a starter home, or desert retreat! This property comes with paid-off solar, offering energy savings and efficiency from day one. The lot is ideal for gardening, outdoor entertaining, or even building an ADU. Inside, the natural lighting and clean layout create a warm and welcoming feel. You have the freedom to make it your own. Don't miss your chance to own in the growing California City area!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Nancy Bahena Sanchez · eXp Realty of Southern California
Payment estimate
$2,827
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1%)
- $313
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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