8100 Hemlock Avenue
California City, CA, 93505
$340,000
MLS: 25008420
Beds
3
Baths
2
Sq Ft
1,836
Lot
0.48 ac
Year Built
1987
MLS #
25008420
Days on Market
190
Listed
Nov 1, 2025
Description
Discover this charming single-family home in California City, Ca. Featuring 3 bedrooms and 2 full bathrooms. This home offers comfortable living space perfect for families or investors. The open floor plan includes a bright living room, a modern kitchen with ample cabinet space, and a cozy dining area. The primary bedroom boasts a private bath, while the additional bedrooms are ideal for guests, a home office, or a growing family. Outside, enjoy a yard with plenty of room for outdoor activities and entertaining. Conveniently located near local amenities, parks, and schools, this combines comfort and convenience in a quiet California City neighborhood. Perfect for first-time buyers or those seeking a practical, move-in ready property!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Fatasha Cummings · HomeSmart AV
Payment estimate
$2,591
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,000 · Loan: $306,000
- Principal & Interest
- $1,880
- Property tax (1%)
- $283
- Homeowners insurance
- $300
- Mortgage insurance
- $128
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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