928 7th Street 3
Santa Monica, CA, 90403
$1,395,000
MLS: 26863077
Beds
3
Baths
3
Sq Ft
1,590
Lot
0.17 ac
Year Built
1981
MLS #
26863077
Days on Market
15
Listed
Jul 22, 2026
Description
Ideally situated just moments from the vibrant charm of Montana Avenue and only seven blocks from the beach, this front-facing, single-level residence offers the perfect blend of comfort, convenience, and quintessential Santa Monica living. Spanning approximately 1,600 square feet, the light-filled floor plan features three spacious bedrooms, two-and-a-half bathrooms, and seamless living spaces designed for both everyday living and effortless entertaining. A brand-new air conditioning system ensures year-round comfort. Outside your door, enjoy one of Santa Monica's most desirable neighborhoods. Stroll to Montana Avenue's celebrated cafes, acclaimed restaurants, coffee shops, neighborhood markets, boutiques, salons, and specialty shops, or head to the beach for morning walks, ocean breezes, and unforgettable sunsets all just minutes from home.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: robbie sikora · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $139,500 · Loan: $1,255,500
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,076
- Property tax (1.25%)
- $1,453
- Homeowners insurance
- $300
- Mortgage insurance
- $523
- HOA dues
- $400
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $48,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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