1018 4th Street 203
Santa Monica, CA, 90403
$1,678,000
MLS: 26839507
Beds
2
Baths
3
Sq Ft
1,406
Lot
0.34 ac
Year Built
2000
MLS #
26839507
Days on Market
21
Listed
May 27, 2026
Description
LOCATION! LOCATION! LOCATION! Live the ultimate Santa Monica lifestyle North of Wilshire and four blocks from the iconic Santa Monica Beach. This renovated rear-corner residence offers an elevated coastal lifestyle. Flooded with natural light and soothing ocean breezes from two walls of windows, the spacious 1,406 sq. ft. single-level floor plan feels remarkably like a private home. The expansive living and dining area flows seamlessly through French doors onto a charming private terrace. A chef's kitchen comes complete with a breakfast bar, stainless steel appliances, and a premium Viking stove. Retreat to the primary suite, featuring a walk-in closet and a spa-like bathroom with a separate tub and shower. Rare conveniences set this unit apart, including two non-tandem parking spaces in a secure gated garage and a large in-unit laundry/storage room. Situated in the secure Ocean Regency building (built in 2000) with seamless, step-free elevator access from both the street and garage, you are just moments from the upscale boutiques on Montana Avenue, the Promenade, and the beach.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Brian Bogulski · Compass
Payment estimate
$12,828
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $167,800 · Loan: $1,510,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,565
- Property tax (1.25%)
- $1,748
- Homeowners insurance
- $300
- Mortgage insurance
- $629
- HOA dues
- $585
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $58,730 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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