ActiveSingleFamilyResidence

102 San Nicolas Circle

Port Hueneme, CA, 93041

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$890,000

MLS: V1-33991

Beds

3

Baths

3

Sq Ft

1,925

Lot

0.11 ac

Year Built

1980

MLS #

V1-33991

Days on Market

69

Listed

Jan 8, 2026

Description

Charming home currently available in Surfside Village, located near Port Hueneme Beach. Situated in a quiet cul-de-sac, this residence offers close proximity to both the beach and Moranda Park.The home features a thoughtful interior layout, including an entryway that steps down into the living and dining areas. The space is accented by wood and tile flooring throughout, complemented by dual-pane windows with plantation shutters. The living area is centered around a unique, wood-framed fireplace and includes convenient built-in seating.In the kitchen, you will find stainless steel appliances, granite countertops, and a versatile, free-moving island. Adjacent to the kitchen is a spacious family room, making it an ideal layout for daily living. The master suite serves as a private retreat, offering a walk-in closet and a well-appointed bathroom with a soaking tub, an enclosed shower, and dual vanities. All bedrooms are conveniently located on the upper level.The property also boasts an open backyard designed for entertainment, complete with a jacuzzi and a dedicated seating area.

Location

Port Hueneme, Ventura County, CA 93041

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Listed by: Robin Plain · RE/MAX Gold Coast-Beach Marina Office

Payment estimate

$6,482

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,000 · Loan: $801,000

%
Principal & Interest
$4,921
Property tax (1.25%)
$927
Homeowners insurance
$300
Mortgage insurance
$334
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Port Hueneme home with as little as 3.5% down using an FHA loan — roughly $31,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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