437 Reed
Port Hueneme, CA, 93041
$775,000
MLS: OC26082549
Beds
3
Baths
2
Sq Ft
1,858
Lot
0.07 ac
Year Built
1977
MLS #
OC26082549
Days on Market
0
Listed
Apr 16, 2026
Description
Welcome to coastal living at its finest in the highly desirable Harbor Lights community. Tucked away in a quiet cul-de-sac, this beautifully upgraded end-unit condo offers 1,858 sq ft of bright, airy living space just minutes from the beach. Step inside to soaring vaulted ceilings, abundant natural light, and beautiful upgrades throughout. The modern kitchen shines with brand-new stainless steel appliances, perfect for cooking and entertaining. Tastefully renovated bathrooms deliver a spa-like feel, while spacious upstairs bedrooms—including a generous walk-in closet—provide the perfect retreat. With only one shared wall, this home lives like a single-family residence while offering the ease of low-maintenance, pet-friendly Townhome living.
Location
Port Hueneme, Ventura County, CA 93041
Open on Google Maps ↗Listed by: Michael Armendariz · LW Realty, Inc.
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Port Hueneme home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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