10206 Evelyn
California City, CA, 93505
$318,000
MLS: WS26106702
Beds
3
Baths
3
Sq Ft
1,767
Lot
0.23 ac
Year Built
2007
MLS #
WS26106702
Days on Market
37
Listed
May 17, 2026
Description
beautifully maintained single-story home nestled in the growing community of California City. This spacious residence offers comfortable living space with 3 generously sized bedrooms and 2.5 bathrooms, perfectly designed for both everyday living and entertaining. The inviting floor plan features abundant natural light, a cozy living room with fireplace, tile flooring, and a functional kitchen with ample cabinetry and workspace. Situated on a large lot, the backyard provides endless possibilities for outdoor gatherings, gardening, RV parking, or creating your own desert retreat. Conveniently located near schools, parks, shopping, and easy access to major roadways, this home combines small-town charm with modern comfort. Whether you are a first-time buyer, growing family, or investor, this property is an incredible opportunity to enjoy the peaceful lifestyle and wide-open spaces that California City has to offer.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: QING LIU · PACIFIC STERLING REALTY/Irvine
Payment estimate
$2,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,800 · Loan: $286,200
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,803
- Property tax (1%)
- $265
- Homeowners insurance
- $300
- Mortgage insurance
- $119
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,130 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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