7343 Bay Avenue
California City, CA, 93505
$289,900
MLS: 26003807
Beds
3
Baths
2
Sq Ft
1,689
Lot
0.19 ac
Year Built
1988
MLS #
26003807
Days on Market
0
Listed
May 12, 2026
Description
Your chance to assume a 3.75 VA loan has arrived, and trust us, you don't want to let this one pass you by. Welcome to 7343 Bay Ave, California City, where comfort, space, and outdoor living all come together in the best possible way. Inside, you'll find an open-concept layout with updated wood laminate flooring that flows throughout the home, along with a spacious kitchen that gives you all the cabinetry and storage you could need. There's also a separate family room or office space that adds a layer of flexibility, whether you need a quiet place to work from home, a spot for guests, or a dedicated entertainment area. But the real magic happens when you step outside. The backyard is set up for the good life, featuring RV side parking, an outdoor BBQ kitchen perfect for weekend cookouts, and a stunning in-ground pool that's just waiting for summer gatherings with family and friends. The home also comes equipped with solar, so you can enjoy all of it without worrying about high energy bills. And as an added bonus, monthly pool service is already included, so maintaining that beautiful pool is one less thing on your to-do list. This is the kind of home that checks all the boxes. Come see it for yourself!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Kyle Gordon · Luxury Collective
Payment estimate
$2,277
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,990 · Loan: $260,910
- Principal & Interest
- $1,627
- Property tax (1%)
- $242
- Homeowners insurance
- $300
- Mortgage insurance
- $109
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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