1021 12th Street 203
Santa Monica, CA, 90403
$775,000
MLS: 26746955
Beds
1
Baths
1
Sq Ft
804
Lot
0.34 ac
Year Built
1972
MLS #
26746955
Days on Market
4
Listed
Apr 17, 2026
Description
Completely renovated and move-in ready, this impressive one-bedroom condo offers an expansive 804 square feetremarkably spacious for its class. Ideally situated just two blocks from Montana Avenue and one block from Wilshire Boulevard, residents enjoy effortless access to premier dining, charming cafs, specialty markets, and boutique shopping.Bathed in natural light from its desirable southwest exposure, the home features an airy, open feel throughout. Recent upgrades include stunning new vinyl plank flooring, fresh interior paint, updated electrical outlets and switches, and refined custom hardware. The generously sized primary bedroom boasts ample closet space, complemented by a large built-in hallway cabinet perfect for linens and additional storage. Meticulously maintained and thoughtfully updated, this immaculate residence is a standout opportunity.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Stace Valnes · Create
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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