937 12th Street 308
Santa Monica, CA, 90403
$799,000
MLS: 26661099
Beds
1
Baths
1
Sq Ft
805
Lot
0.52 ac
Year Built
1997
MLS #
26661099
Days on Market
31
Listed
Mar 10, 2026
Description
Prime LOCATION in Santa Monica: Top floor condo in good condition and in a well maintained building. North of Wilshire neighborhood and a short distance to the Beach, and steps out to renowned Montana Ave shops and dining. The unit is spacious over 800 sqft and facing West with bright day time Sun light. Inviting open floor plan boasts living room fireplace and private balcony. Kitchen features stainless steel appliances. Spacious bedroom with large walk in closet. 2nd large closet in the hall way, In unit Washer and Dry with more cabinets for towels, Large bathroom, Assigned parking space in secure, gated community garage. There are 2 ! storage rooms: one near the parking space in garage, one near the home on 3rd floor. Building offers Elevator, Courtyard, Fitness Center and Club Room. Acclaimed school district: Roosevelt Elementary and Lincoln Middle School. Enjoy the finest of coastal living in one of the best neighborhood in Santa Monica
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Timothy Xu · Compass
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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