10242 Monaco
Rancho Cucamonga, CA, 91737
$1,900,000
MLS: PW26080326
Beds
6
Baths
6
Sq Ft
4,494
Lot
0.47 ac
Year Built
2003
MLS #
PW26080326
Days on Market
62
Listed
Apr 15, 2026
Description
Welcome to this expansive and beautifully appointed estate located in the highly desirable Rancho Cucamonga community. Situated on an oversized lot of approximately 20,000+ square feet, this impressive residence offers approximately 4,494 square feet of living space with 5 bedrooms and 6 bathrooms, providing the perfect blend of space, comfort, and functionality. The home features a well designed floor plan with generous living areas, abundant natural light, and seamless indoor outdoor flow. The spacious kitchen opens to the family room, ideal for entertaining, while multiple bedrooms and bathrooms offer flexibility for multi-generational living or guest accommodations. The large lot provides ample space for outdoor enjoyment, potential customization, or future enhancements. Additional highlights include a 4 car garage, central heating and air conditioning, and a prime location north of the 210 freeway with convenient access to shopping, dining, and top-rated schools. Located within the Chaffey Joint Union High School District and near Los Osos High School, this property offers both luxury living and everyday convenience in one of Rancho Cucamonga’s most sought-after neighborhoods.
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Naisa Santeyan · Home Saver Realty
Payment estimate
$13,823
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $190,000 · Loan: $1,710,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,831
- Property tax (1.25%)
- $1,979
- Homeowners insurance
- $300
- Mortgage insurance
- $713
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $66,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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