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ActiveSingleFamilyResidence

10260 Santa Rosa Court

Rancho Cucamonga, CA, 91730

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$639,000

MLS: CV26163442

Beds

3

Baths

2

Sq Ft

1,160

Lot

0.09 ac

Year Built

1985

MLS #

CV26163442

Days on Market

3

Listed

Aug 6, 2026

Description

Welcome home to this beautifully maintained single-story gem tucked away on a desirable cul-de-sac in one of Rancho Cuamonga's most sought after communities! Offering fantastic curb appeal and located just steps away from the sparking community pool, this home combines comfort, convenience, and thoughtful upgrades throughout. Inside you'll find elegant crown molding, plantation shutters with a lifetime transferable warranty, laminate flooring, and new carpet, creating a warm and inviting atmosphere. The spacious primary suite features custom Closet World cabinetry, providing exceptional organization and storage. Enjoy peace of mind with paid-off solar, A/C and heating systems that are less than 10 years old, and new fencing installed within the last five years. Modern living is made easy with smart home technology, allowing you to control features such as the garage and other home functions right from your phone. Step outside to a low-maintenance yard including apple, orange, peach and lime trees!!! and enjoy the convenience of being directly adjacent to the community pool while still maintaining privacy. Residents also benefit from low HOA dues and access to the highly acclaimed Los Osos High School. This move-in-ready home offers the perfect combination of energy efficiency, smart technology, stylish upgrades, and an unbeatable location. Don’t miss this incredible opportunity to own a home in one of Rancho Cucamonga’s most desirable neighborhoods!

Location

Rancho Cucamonga, San Bernardino County, CA 91730

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Listed by: Monica Molina · RE/MAX TOP PRODUCERS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,057

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $63,900 · Loan: $575,100

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,707
Property tax (1.25%)
$666
Homeowners insurance
$300
Mortgage insurance
$240
HOA dues
$145
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91730 (Rancho Cucamonga)within ±10% of this home's price and size.

Local Market Stats

See Rancho Cucamonga, CA 91730 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.