1033 E Santa Clara Street
Ventura, CA, 93001
$1,950,000
Original list price: $2,250,000
MLS: SR26097460
Beds
—
Baths
—
Sq Ft
2,898
Lot
0.19 ac
Year Built
1910
MLS #
SR26097460
Days on Market
174
Listed
May 7, 2026
Description
Fabulous 4-unit building in the heart of downtown Ventura. This two-story, wood-frame property was originally built in 1910 and extensively renovated in 2025. Designed in the Victorian style by architect F. W. Whitton, it offers classic charm with modern updates in one of Ventura’s most desirable coastal locations. Ideally situated just ½ mile from the beach and one block from vibrant Main Street, the property provides easy access to a wide array of shopping and dining options. It boasts a Walk Score of 91 (“Walker’s Paradise”) and a Bike Score of 77 (“Very Bikeable”) and is approximately a 20-minute walk to the Metrolink station. The building spans approximately 2,898 square feet on an 8,400 square foot lot and features a mix of one- and two-bedroom units, all of which have been completely renovated in 2025. Amenities include a two-car garage, two-car carport with additional off-street parking, on-site laundry, secured entry, and patio/yard space. Residents enjoy close proximity to numerous parks, the beach, the Ventura County Fairgrounds, the Ventura Pier, and scenic hiking trails. This property offers excellent upside potential, including the possibility for short-term rental income (Airbnb) and the opportunity to add accessory dwelling units (ADUs), subject to local regulations. An exceptional investment opportunity in a premier beach community with strong long-term growth potential. Notably, as a four-unit property, it may qualify for residential financing, including a 30-year fixed-rate loan—helping mitigate interest rate volatility and enhance long-term returns.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Phillip Sidenberg · Pinnacle Estate Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,118
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $195,000 · Loan: $1,755,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,056
- Property tax (1.25%)
- $2,031
- Homeowners insurance
- $300
- Mortgage insurance
- $731
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $68,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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