1035 N Smiderle
Ontario, CA, 91764
$799,999
MLS: TR26219452
Beds
4
Baths
4
Sq Ft
2,785
Lot
0.11 ac
Year Built
2007
MLS #
TR26219452
Days on Market
3
Listed
Oct 12, 2026
Description
Beautifully upgraded home in a quiet gated community, offering approximately 2,785 sq. ft. of living space on a 5,000 sq. ft. lot. This spacious residence features 4 bedrooms, 3.5 bathrooms, plus an bonus room on the main floor that can be used as a home office, study, or flexible living space. This versatile room features soaring 16-foot ceilings and custom doors. A convenient guest powder room is also located on the main level. The beautifully appointed kitchen features fresh white cabinets, stone countertops, a center island, stainless steel appliances, a 5-burner gas cooktop, range hood, built-in microwave, self-cleaning oven, dishwasher, walk-in pantry, and butler's pantry. Additional highlights include a formal dining room, spacious living room with a stone fireplace, upgraded flooring, two air conditioning systems, and a tankless water heater. Upstairs, the spacious primary suite features a walk-in closet and a well-appointed en-suite bathroom with dual vanities, a separate bathtub, and a walk-in shower. Additional features include ceiling fans in all upstairs bedrooms, and a convenient upstairs laundry room with a utility sink. The home features a charming front courtyard and a private backyard with fruit trees, backing to Turner Water Basin with scenic views of Mt. Baldy. Exceptional Value! Approximately 1.1% Property Tax Rate and Low HOA Dues of Just $144 Per Month! The gated community features a children's playground and is conveniently located near Rancho Cucamonga, shopping, dining, and major transportation routes.
Location
Ontario, San Bernardino County, CA 91764
Open on Google Maps ↗Listed by: Yang Li · Happy Growth Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,562
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $80,000 · Loan: $719,999
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,985
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
- HOA dues
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91764 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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