104 Rivo Alto Canal
Long Beach, CA, 90803
$2,800,000
MLS: 26875879
Beds
4
Baths
3
Sq Ft
2,252
Lot
0.05 ac
Year Built
1941
MLS #
26875879
Days on Market
18
Listed
Sep 24, 2026
Description
Set along the charming Rivo Alto Canal on Naples Island, this three-bedroom, three-bath waterfront home offers an opportunity to live in one of Southern California's most distinctive coastal communities. A private boat dock sits directly in front of the residence, creating an immediate connection between home and water.Indoor-outdoor living is part of everyday life, from morning coffee on the waterfront patio to evening Duffy boat cruises through the canals and out onto Alamitos Bay. The waterfront patio, complete with a built-in barbecue, creates an inviting setting for dining and entertaining just steps from the water. Inside, newly refinished hardwood floors bring warmth throughout the home, while a living room with fireplace provides a comfortable gathering space. Upstairs, the primary bedroom and ensuite bath enjoy views across the canal and include a walk-in closet. Also upstairs is a spacious media lounge with wet bar, while a dedicated laundry room adds everyday convenience. Solar panels and a Tesla charger in the garage add practical modern amenities. Paddleboarding, kayaking, boating and golf carts are part of the rhythm of Naples Island and the neighborhood's interwoven canals, while pedestrian paths create an intimate waterfront setting unlike anywhere else in Long Beach. For sailors and boating enthusiasts, Naples sits within one of Southern California's most celebrated sailing communities. Alamitos Bay is home to both Long Beach Yacht Club and Alamitos Bay Yacht Club, offering year-round sailing with access to open water. Long Beach Yacht Club is also home to the internationally recognized Congressional Cup. Long Beach will take the international stage as a major Venue City for the 2028 Olympic and Paralympic Games, with multiple events planned along the nearby waterfront. Just beyond the island, Belmont Shore and the surrounding waterfront neighborhoods offer boutiques, restaurants, coffee shops, farmers' market and everyday nearby conveniences including Gelson's and Whole Foods Market. Ideally situated between Los Angeles and Orange County, Naples combines the ease of coastal living with remarkable accessibility. A waterfront home in Naples is more than a place to live; it's a lifestyle defined by the water. Please note: Seller states the solar system is paid for; documentation and system performance are being verified.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Lissa Lebel · Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$21,715
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $280,000 · Loan: $2,520,000
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $17,448
- Property tax (1.25%)
- $2,917
- Homeowners insurance
- $300
- Mortgage insurance
- $1,050
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $98,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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