104 Saint Joseph Avenue
Long Beach, CA, 90803
$2,099,000
MLS: SB26057006
Beds
5
Baths
3
Sq Ft
2,946
Lot
0.07 ac
Year Built
1926
MLS #
SB26057006
Days on Market
34
Listed
Mar 16, 2026
Description
Something special at the Shore! This large, beautifully modernized Spanish-style home sits perfectly between the beach and 2nd Street – an easy walk in either direction. A classic 1920s façade sets the tone. Now celebrating its 100th year, this home exudes the character that defines so much of Belmont Shore’s appeal. Inside, a flexible, modern floorplan unfolds with a huge living room at the entry, a formal dining room and a separate family room at the rear. The remodeled kitchen delivers exactly what you’d hope for: a central island, new quartz countertops, subway-tile backsplash and newer cabinetry with abundant storage. The first floor also includes a private patio with a motorized louvered pergola, plus the convenience of a true first-floor bedroom. Upstairs, four additional bedrooms include a generous primary suite with a walk-in closet, peaceful deck and an incredible, newly reimagined and remodeled bath. This standout space features a spacious walk-in shower, soaking tub, dual sinks and a two-sided fireplace. Down the hall are three more bedrooms, a large bath, and a dedicated laundry area. Out front, enjoy the neighborly Shore lifestyle on a brick patio surrounded by lush greenery and ample seating around the firepit (outdoor furniture included). Additional highlights include air conditioning, an attached two-car garage, bonus storage and established plantings on the upper deck. All of this in a dreamy location that puts the beach, bay and 2nd Street’s shops and dining just a short walk away. Don’t miss this one!
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Dave Fratello · Edge
Payment estimate
$14,881
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $209,900 · Loan: $1,889,100
- Principal & Interest
- $11,607
- Property tax (1.25%)
- $2,186
- Homeowners insurance
- $300
- Mortgage insurance
- $787
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $73,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90803 (Long Beach) within ±10% of this home's price and size.
$1,950,000
4401 Division
Long Beach, 90803
$2,198,000
210 Bennett Avenue
Long Beach, 90803
$2,200,000
311 Long Point
Long Beach, 90803
$2,299,000
132 Belmont Avenue
Long Beach, 90803
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.