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ActiveSingleFamilyResidence

1041 Balsamo Avenue

Simi Valley, CA, 93065

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$999,900

Original list price: $1,099,900

MLS: 226004114

Beds

4

Baths

3

Sq Ft

2,445

Lot

0.20 ac

Year Built

1965

MLS #

226004114

Days on Market

66

Listed

Aug 28, 2026

Description

So, where do you want to live? I wish I could find a beautifully updated 4-bedroom, 3-bathroom home with a pool tucked away in one of Simi Valley's most desirable established neighborhoods. I wish it was thoughtfully updated and designed for comfortable everyday living with a wonderful combination of style, space, and versatility.I would like to step inside to a bright welcoming floor plan updated with recessed lighting, dual pane windows, modern engineered hardwood floors, and have every room filled with natural light. There would be an updated kitchen with beautiful finishes, stainless steel appliances, ample cabinetry, and plenty of countertop space perfect for cooking for my friends and family. The kitchen would also open to the adjoining living and dining areas, providing an ideal setting for both casual gatherings and entertaining.Upstairs, there would be three generously sized bedrooms, each with recessed lighting and ceiling fans, a large primary suite with an on-suite bathroom, and a nicely renovated secondary bathroom for the kids. The lower level would give us even more flexibility with a spacious family room, a stone fireplace, wet bar, an additional bedroom, and a full bathroom - perfect for guests, a home office, playroom, or multigenerational living.Outside wouldn't it be a dream if the backyard is ready for quintessential Southern California living. A covered patio perfect for summer BBQs, a large grassy area for the kids and pets to run and play, and a freshly re-plastered swimming pool & spa would create perfect the setting for sunny afternoons, weekend gatherings, and relaxing at home. Lastly it would be ideally located on a quiet street near schools, parks, shopping, dining, and everyday conveniences, offering a wonderful balance of neighborhood charm and accessibility. I guess I'm a dreamer! Well maybe not!

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Kevin Fitzgerald · Pinnacle Estate Properties, Inc.

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$7,849

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,990 · Loan: $899,910

%

Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,133
Property tax (1.25%)
$1,042
Homeowners insurance
$300
Mortgage insurance
$375
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 29, 2026

30-year fixed
7.24%
15-year fixed
6.60%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $34,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Simi Valley, CA 93065 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.