1048 Lumia Circle
Redlands, CA, 92374
$899,000
MLS: HD26230034
Beds
5
Baths
4
Sq Ft
3,144
Lot
0.17 ac
Year Built
2025
MLS #
HD26230034
Days on Market
5
Listed
Oct 23, 2026
Description
Sycamore at Live Oak in Redlands is Meritage Homes high end collection designed for easy, elegant Southern California living. This five-bedroom, 3 1/2 bath 3,144 sf home includes a first-floor bedroom ensuite, flex room and extensive loft space along with a 3 car tandem garage and large fully landscaped backyard setting the stage for perfect days and evening of relaxation and entertaining. Entertainer-friendly floorplan and energy-efficient features such as multispeed HVAC systems, spray foam insultation, and high-performance air filtration so you can spend less on utility bills and more on the things that matter most. Home is practically brand new. Sellers only lived in home for about a year before a job relocation took them away. Solar is already completely paid off, over $70,000 was spent on landscaping, garage floor has fresh epoxy. So many extras gained.
Location
Redlands, San Bernardino County, CA 92374
Open on Google Maps ↗Listed by: Joshua Tate · Majestic Land, Homes Investmen
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,900 · Loan: $809,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,558
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $85
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Redlands home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Redlands, CA 92374 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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