$549,998
MLS: IG26187611
Beds
4
Baths
4
Sq Ft
2,235
Lot
0.18 ac
Year Built
1984
MLS #
IG26187611
Days on Market
49
Listed
Aug 28, 2026
Description
PERMITTED JR ADU | FULLY ADA/WHEELCHAIR ACCESSIBLE | MULTIGENERATIONAL LIVING | MOUNTAIN VIEWS Welcome to this character-filled mountain home offering exceptional versatility, including a permitted Junior ADU that is fully ADA/wheelchair accessible, including the bathroom. Set on a large, fully fenced lot with a spacious driveway and attached 2-car garage, the property offers privacy, functionality, and beautiful views of Bear Mountain and Gold Mountain. The JADU features its own bathroom, kitchenette, and separate wheelchair-accessible entrance, creating a private and flexible living space. Inside, the home is rich with charm, featuring beamed pine ceilings and classic wainscoting. The inviting living room centers around a cozy wood stove with brick surround and hearth, while the open kitchen and dining area are filled with natural light. Step outside to enjoy a front deck and backyard patio, perfect for relaxing and entertaining while taking in the peaceful mountain surroundings. Upstairs, generously sized bedrooms include two sharing a Jack-and-Jill powder room, plus a second primary suite with its own en-suite full bathroom. With its flexible floor plan, unique character, scenic mountain views, fully accessible JADU, and investment potential, this property offers a rare combination of comfort and versatility.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Miguel Diaz · REDFIN
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,506
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $494,998
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,427
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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