105 Malibu Avenue
Oxnard, CA, 93035
$2,995,000
MLS: V1-34475
Beds
4
Baths
4
Sq Ft
2,789
Lot
0.06 ac
Year Built
1989
MLS #
V1-34475
Days on Market
1
Listed
Feb 11, 2026
Description
Tucked just steps from the shore, this modern beach residence offers privacy, natural light, and effortless indoor-outdoor living. Clean-lined coastal architecture opens to a bright, open interior, complemented by multiple outdoor spaces, including a private rooftop deck with unobstructed views of the Anacapa Islands.Designed with both comfort and function in mind, the three-story home features 4 bedrooms and 3.5 bathrooms across approximately 2,826 square feet. Recent upgrades emphasize quality and thoughtful design, including updated kitchen cabinetry and appliances, marble-look quartz countertops, spa-like bathrooms with a steam shower in the primary suite, custom stainless steel handrails, interior glass railings, and automated window shades.Outdoor living is a defining feature, with three decks - including an epoxy-finished rooftop deck - enhanced exterior privacy hedging, and a private backyard spa. The low-maintenance exterior and secluded layout create a peaceful retreat from street activity while remaining close to the shore.Additional features include a built-in vacuum system, marble fireplaces, multiple televisions throughout the home (including outdoor areas), an epoxy-finished garage floor, frosted glass garage door, private driveway, and a 2-car garage.Ideal as a full-time residence or lock-and-leave coastal escape, this home delivers privacy, comfort, and refined coastal living in one of the area's most sought-after beach neighborhoods.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Linda Oleson · Prospect Properties
Payment estimate
$21,105
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $299,500 · Loan: $2,695,500
- Principal & Interest
- $16,562
- Property tax (1.25%)
- $3,120
- Homeowners insurance
- $300
- Mortgage insurance
- $1,123
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $104,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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