10531 Elm
Bloomington, CA, 92316
$600,000
MLS: CV26065879
Beds
3
Baths
2
Sq Ft
1,392
Lot
0.17 ac
Year Built
1989
MLS #
CV26065879
Days on Market
12
Listed
Mar 30, 2026
Description
Welcome to this charming single-story home located in the desirable city of Bloomington! This well-maintained residence features 3 spacious bedrooms and 2 full bathrooms, offering 1,392 sq ft of comfortable living space. Built in 1989, the home sits on a generous 7,200 sq ft lot, providing plenty of room for outdoor enjoyment and future possibilities. Step inside to a functional layout filled with natural light, featuring a beautifully upgraded kitchen with full granite countertops, a stylish full backsplash, and a cozy breakfast nook, perfect for enjoying your morning coffee. The kitchen flows seamlessly into the dining and living areas, making it ideal for both everyday living and entertaining. Enjoy a spacious backyard complete with a patio and kiosk, perfect for relaxing or hosting gatherings. The yard also offers excellent potential for a future gardening setup or personalized outdoor space. Conveniently located just minutes from the 10 freeway, this home provides easy access to nearby shopping, dining, and commuter routes. Seller is willing to assist with some closing costs, making this an incredible opportunity for buyers. Schedule your private showing today and don’t miss out on this great opportunity!
Location
Bloomington, San Bernardino County, CA 92316
Open on Google Maps ↗Listed by: Alvaro Lopez Tinoco · eXp Realty of Greater Los Angeles
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bloomington home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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