10555 Elm Ave
Bloomington, CA, 92316
$638,000
MLS: IV26011466
Beds
4
Baths
2
Sq Ft
1,556
Lot
0.17 ac
Year Built
1989
MLS #
IV26011466
Days on Market
76
Listed
Jan 16, 2026
Description
Beautiful and charming home!!!! Featuring 4 bedrooms, 2 full bathrooms, and a 3-car garage. Conveniently located near shopping centers and with easy access to the I-10 freeway.
Location
Bloomington, San Bernardino County, CA 92316
Open on Google Maps ↗Listed by: MARIA MORFIN · ALTICORE REALTY
Payment estimate
$4,732
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,800 · Loan: $574,200
- Principal & Interest
- $3,528
- Property tax (1.25%)
- $665
- Homeowners insurance
- $300
- Mortgage insurance
- $239
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bloomington home with as little as 3.5% down using an FHA loan — roughly $22,330 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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