697 S Smoketree
Bloomington, CA, 92316
$589,000
MLS: IV26070758
Beds
4
Baths
2
Sq Ft
1,423
Lot
0.18 ac
Year Built
1987
MLS #
IV26070758
Days on Market
4
Listed
Apr 2, 2026
Description
Welcome to this charming single-story home located in the highly desirable Bloomington. This well-maintained property features 4 spacious bedrooms and 2 full bathrooms across 1,423 sq ft of living space, situated on a generous 7,630 sq ft lot. This home has been thoughtfully upgraded and is truly move-in ready. Recent improvements include a new roof, new AC system, and new water heater, offering peace of mind for years to come. The upgraded kitchen showcases elegant quartz countertops, while the hallway bathroom has been tastefully remodeled. Pride of ownership shines throughout this home has been lovingly cared for by the same owner for 26 years. Conveniently located near shopping centers, schools, and major freeways, this property combines comfort, style, and accessibility. Don’t miss this wonderful opportunity come see it for yourself and imagine the next chapter in your new home!
Location
Bloomington, San Bernardino County, CA 92316
Open on Google Maps ↗Listed by: JACQUELINE MERCADO · RE/MAX TIME REALTY
Payment estimate
$4,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,900 · Loan: $530,100
- Principal & Interest
- $3,257
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bloomington home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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