10554 Champagne Road
Rancho Cucamonga, CA, 91737
$758,000
Original list price: $770,000
MLS: CV26147528
Beds
3
Baths
2
Sq Ft
1,364
Lot
0.15 ac
Year Built
1987
MLS #
CV26147528
Days on Market
17
Listed
Jul 10, 2026
Description
A true gem located in a highly desirable Alta Loma Community, this comfortable and updated home offers a welcoming, open floor plan with vaulted ceilings throughout. Newer laminate wood flooring flows from the entry into the Family Room, Hallway, and Third Bedroom, currently used as a home office. The spacious Living Room features a cozy fireplace, plantation shutters, and an adjoining Dining area. The Family Room opens to the updated Kitchen and offers direct access to the covered backyard Patio. Beautiful tile flooring and backsplash complement the granite countertops, while abundant cabinetry, a breakfast counter, and charming bay window complete the Kitchen. The Primary Suite is fabulous with vaulted ceilings, a walk in closet, vanity and private bath, along with natural light and direct backyard access. The Second Bedroom is located off of the Hallway that leads to the conveniently located attached Two Car Garage with laundry hookups. Enjoy many hours relaxing in the tastefully landscaped backyard with a covered Patio and block walls offering beauty, privacy and security. The exterior was painted within the past year. The water heater replaced within the past few months. This well loved home shows pride of ownership and has been meticulously updated and maintained. Truly TURNKEY AND in a great school district!
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Donna Caines · Seven Gables Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,771
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,800 · Loan: $682,200
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,398
- Property tax (1.25%)
- $790
- Homeowners insurance
- $300
- Mortgage insurance
- $284
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $26,530 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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