1060 Sierra
Big Bear City, CA, 92314
$355,000
MLS: IG25243521
Beds
2
Baths
2
Sq Ft
984
Lot
0.12 ac
Year Built
1974
MLS #
IG25243521
Days on Market
165
Listed
Oct 20, 2025
Description
Turnkey Cabin – Ready to Enjoy! This charming, well-loved cabin has been home to “Mr. and Mrs. Clean” for the past 30 years — and it shows! Immaculately maintained inside and out, this 2-bedroom, 1.5-bath getaway is offered fully furnished (minus a few personal items), making it truly move-in ready… so, just bring your toothbrush and jammies. Step inside to find a cozy mountain retreat with warm wood accents and plenty of natural light. And the wood-burning fireplace will provide warmth now that winter is just a few moments away. The cute little half bath upstairs adds extra convenience, while the main level features comfortable living spaces, including a full bath, that invite relaxation after a day of mountain adventure. And the new dual-pane windows will keep the heat in during the winter months. Outside, enjoy the fresh air on your front and rear decks, waiting for morning coffee or evening BBQs. The property is fully fenced and includes a rolling front gate, safe for privacy and pets. A storage shed offers extra space for your tools and toys, and the newer exterior paint keeps everything looking fresh and cared for. Located on the north side of the lake, you’ll appreciate the quiet setting while still being close to all the action—the lake, hiking trails, and Village shops are just minutes away.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: William Young · RE/MAX BIG BEAR
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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