ActiveSingleFamilyResidence

10616 Jamul

Apple Valley, CA, 92308

1 / 25View all 25 photos

$390,000

MLS: HD26042022

Beds

3

Baths

2

Sq Ft

1,142

Lot

0.41 ac

Year Built

1982

MLS #

HD26042022

Days on Market

48

Listed

Feb 25, 2026

Description

Beautifully remodeled 3-bedroom, 2-bath home that is truly move-in ready! PAID OFF SOLAR!! This home features a brand-new kitchen with modern finishes, stylish laminate flooring throughout, and two tastefully updated bathrooms. Enjoy year-round comfort with a new HVAC system and the added benefit of solar for energy efficiency. RV access provides extra convenience for your toys or trailer, and the low-maintenance front landscaping makes upkeep a breeze. A perfect blend of comfort, style, and practicality—don’t miss this one!

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Lindsay Encinas · Realty ONE Group Empire

Payment estimate

$3,009

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,000 · Loan: $351,000

%
Principal & Interest
$2,157
Property tax (1.25%)
$406
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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