12794 Navajo
Apple Valley, CA, 92308
$368,777
MLS: DW26059594
Beds
3
Baths
2
Sq Ft
1,234
Lot
0.41 ac
Year Built
2003
MLS #
DW26059594
Days on Market
4
Listed
Mar 18, 2026
Description
Welcome to 12794 Navajo Rd in Apple Valley — a well-maintained and updated home built in 2003, offering space, comfort, and modern touches throughout. This 3-bedroom, 2-bathroom home features an open floor plan with soaring cathedral ceilings, creating a bright and airy feel as soon as you walk in. The updated kitchen includes Corian countertops, stainless steel appliances, and ample cabinet space, making it both functional and inviting. The home has been refreshed with tile flooring in the main living areas, new vinyl laminate flooring in the bedrooms, and fresh interior paint for a clean, move-in ready finish. Sitting on an expansive 18,000 sq.ft. lot, this property offers incredible outdoor potential — perfect for entertaining, RV parking, toys, or future additions. The fully fenced front and backyard provide privacy and flexibility for a variety of uses. Additional features include a paid-off solar system for energy efficiency and long-term savings. Conveniently located near shopping, dining, and everyday amenities, this home combines space, value, and opportunity in one of Apple Valley’s desirable areas. Don’t miss your chance to own a property with this much land and potential.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Edgar Cuevas · Xprt Realty
Payment estimate
$2,862
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,878 · Loan: $331,899
- Principal & Interest
- $2,039
- Property tax (1.25%)
- $384
- Homeowners insurance
- $300
- Mortgage insurance
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,907 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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