10622 Encino Drive
Oak View, CA, 93022
$2,050,000
Original list price: $2,250,000
MLS: V1-36439
Beds
3
Baths
4
Sq Ft
2,792
Lot
2.00 ac
Year Built
1983
MLS #
V1-36439
Days on Market
141
Listed
Jun 4, 2026
Description
Discover a private Ojai Valley retreat on desirable Encino Drive. Perched on approximately 2 usable acres on Saddle Mountain, this 3-bedroom, 3.5-bath residence offers 2,792 square feet of comfortable living space surrounded by stunning mountain views and mature landscaping. Designed for relaxed indoor-outdoor living, the home features spacious gathering areas, abundant natural light, and a dramatic floor-to-ceiling stone fireplace that serves as the heart of the home. Seamless access to outdoor entertaining spaces invites year-round enjoyment. Relax by the fire take or take in the views from the expansive deck. Offering exceptional privacy in a peaceful setting, the property is just minutes from downtown Ojai's shops, restaurants, galleries, and farmers market, creating the perfect balance of seclusion and convenience. This is the rare opportunity to enjoy the best of valley living.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Patty Waltcher · BHHS California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,878
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $205,000 · Loan: $1,845,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,674
- Property tax (1.25%)
- $2,135
- Homeowners insurance
- $300
- Mortgage insurance
- $769
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $71,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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