10702 Andy
Cerritos, CA, 90703
$980,000
MLS: RS26196458
Beds
4
Baths
2
Sq Ft
1,352
Lot
0.14 ac
Year Built
1969
MLS #
RS26196458
Days on Market
39
Listed
Sep 8, 2026
Description
Welcome to 10702 Andy Street, Cerritos CA. This 1,352 sq. ft. Cerritos home features 4 bedrooms and 1 3/4 bathrooms. This corner lot is oversized at 5,920 sq. ft. with fruit trees and a covered patio. There is a park just a few blocks away. Improvements include: Newly painted inside and out, upgraded bathrooms and kitchen, hardwood floors and new carpeting in two bedrooms. It also features a tile roof and custom window shutters in the living and dining room. New dishwasher, stove/hood, and refrigerator are included. Close to Cerritos Mall, Town Center, and Cerritos Performing Arts Center.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Jose Alarcon · Amberwood Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,795
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,107
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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