ActiveSingleFamilyResidence

1071 E 46th

Long Beach, CA, 90807

1 / 5View all 5 photos

$1,485,000

MLS: CV26021715

Beds

5

Baths

4

Sq Ft

3,081

Lot

0.18 ac

Year Built

1951

MLS #

CV26021715

Days on Market

1

Listed

Jan 29, 2026

Description

Well-Positioned Long Beach Opportunity. Spacious 3,081 sq ft two-story residence featuring 5 bedrooms and 4 bathrooms, offering a flexible layout well-suited for rental income, multi-generational living, or strategic value enhancement. Located in an established Long Beach neighborhood with convenient access to freeways, shopping, schools, and employment centers.

Location

Long Beach, Los Angeles County, CA 90807

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Listed by: Chevy Ala · HOMEQUEST REAL ESTATE

Payment estimate

$10,615

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $148,500 · Loan: $1,336,500

%
Principal & Interest
$8,212
Property tax (1.25%)
$1,547
Homeowners insurance
$300
Mortgage insurance
$557
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $51,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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