1074 Colina Vista
Ventura, CA, 93003
$1,429,000
MLS: V1-35745
Beds
4
Baths
3
Sq Ft
1,971
Lot
0.38 ac
Year Built
1962
MLS #
V1-35745
Days on Market
5
Listed
Apr 11, 2026
Description
A classic 4-bed, 2.5-bath Ondulando home with sweeping eastern views and endless potential. Built in 1962 and maintained in original condition, this property sits on a generous 16,406 sq ft lot with a two-car garage, ample on-site parking, and a welcoming living room with a fireplace. A rare opportunity to update a well-loved home in one of Ventura's most desirable hillside neighborhoods. There is a high balance on the current mortgage of $1.25 million
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Kay Wilson-Bolton · eXp Realty of California Inc
Payment estimate
$10,226
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $142,900 · Loan: $1,286,100
- Principal & Interest
- $7,902
- Property tax (1.25%)
- $1,489
- Homeowners insurance
- $300
- Mortgage insurance
- $536
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $50,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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