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ActiveTownhouse

1074 S Mountain

Ontario, CA, 91762

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$435,000

MLS: DW26211925

Beds

2

Baths

2

Sq Ft

1,240

Lot

0.05 ac

Year Built

1982

MLS #

DW26211925

Days on Market

18

Listed

Sep 30, 2026

Description

Welcome to Stratford Village. Two story, recently remodeled. White shaker cabinets with granite countertops, warm backsplash, recessed lighting. Open floor plan into bright living room with fireplace. Tile flooring throughout the first floor. Downstairs powder room for guests. Upstairs with 2 bedrooms, extra large master bedroom with plenty of natural light and ceiling fan. Huge his and her closets. Enclosed laundry closet upstairs. Newer central air and heating. Association amenities include pool, spa, and clubhouse. Owner has a private enclosed garage and 1 carport space for ease. Close to 10 & 60 freeways, shopping centers and Ontario airport nearby. Stratford is a very quiet, well established community with long terms owners a plus!

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Alicia Mendoza · Coldwell Banker Leaders

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,157

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $43,500 · Loan: $391,500

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$2,711
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
HOA dues
$530
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91762 (Ontario)within ±10% of this home's price and size.

Local Market Stats

See Ontario, CA 91762 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.