108 W 2nd Street 708
Los Angeles, CA, 90012
$450,000
Original list price: $489,000
MLS: 26641739
Beds
1
Baths
1
Sq Ft
910
Lot
0.44 ac
Year Built
1910
MLS #
26641739
Days on Market
145
Listed
Jan 22, 2026
Description
Stylish Live/Work loft at the iconic Higgins Building, set in a quiet rear position with southern exposure, flooding the space with natural light and sweeping city views. This airy residence features soaring ceilings, concrete floors, oversized industrial windows, an open and flexible layout, and the convenience of an in-unit washer and dryer. Mills Act designation delivers substantial property tax savings, adding long-term value to this historic gem. Perfectly positioned in the heart of Downtown Los Angeles, just moments from Little Tokyo, the Historic Core, Gallery Row, Disney Concert Hall, The Broad, and Grand Central Market plus mere steps from the future MTA connector. The Higgins offers full-service living with doorman and security, a rooftop barbecue area ideal for entertaining, A rare opportunity to own character, light, and location in one of DTLA's most celebrated buildings.
Location
Los Angeles, Los Angeles County, CA 90012
Open on Google Maps ↗Listed by: Christiano Sampaio · Loftway
Payment estimate
$4,273
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
- HOA dues
- $770
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Los Angeles, CA 90012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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