10804 Pala Bells Street
Loma Linda, CA, 92354
$740,000
Original list price: $780,000
MLS: IG26167650
Beds
3
Baths
3
Sq Ft
1,916
Lot
0.04 ac
Year Built
2025
MLS #
IG26167650
Days on Market
70
Listed
Aug 6, 2026
Description
Welcome to The Groves at Sierra Crest in Loma Linda, where modern comfort meets everyday convenience. This light and bright home features an open-concept floor plan designed for effortless living and entertaining, complete with fully paid solar for energy efficiency and long-term savings. The kitchen showcases white cabinetry, stainless steel appliances, a center island with seating, and flows seamlessly into the breakfast nook with sliding doors to the backyard as well as the spacious living room. Upstairs, a generous loft offers flexible living space and can easily be converted into a fourth bedroom, home office, or media room. The spacious primary suite features an en suite bathroom, while two secondary bedrooms share a full hall bathroom. An attached two-car garage provides added convenience. The unfinished backyard offers a blank canvas ready for your personal vision, whether you dream of creating an outdoor entertaining space, garden, or private retreat. This home is an excellent opportunity to personalize a well-designed property in a desirable Loma Linda neighborhood.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Katarina Daniels · REDFIN
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $74,000 · Loan: $666,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,611
- Property tax (1.25%)
- $771
- Homeowners insurance
- $300
- Mortgage insurance
- $278
- HOA dues
- $160
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $25,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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