10819 Nambe Road
Apple Valley, CA, 92308
$344,900
Original list price: $349,900
MLS: HD26104130
Beds
2
Baths
1
Sq Ft
972
Lot
0.42 ac
Year Built
1996
MLS #
HD26104130
Days on Market
55
Listed
May 29, 2026
Description
Great opportunity for home ownership in Apple Valley. This two-bedroom, one-bathroom functional home is on a large lot. Features kitchen with real wood cabinets in popular medium finish with granite countertops and an adjacent dining area. Fireplace to make it cozy in the winter. Ceiling fans in both bedrooms help keep them cool. HVAC has a smart thermostat. Fully fenced backyard with separate area for a garden or pet enclosure. The attached two car garage with workbench has lots of storage shelves and cabinets. Long driveway has lots of space to park multiple cars, and the drive through gate provides fenced parking space for your RV boat etc. next to the house. Enjoy the large lot and view of the mountains from your front porch or back covered patio. Located near shopping, schools, and restaurants in the Town of Apple Valley.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Lisa Frye · Hamilton Landon Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,767
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,490 · Loan: $310,410
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,978
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,072 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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