20511 Memory
Apple Valley, CA, 92308
$359,999
Original list price: $329,999
MLS: PW26162795
Beds
3
Baths
2
Sq Ft
864
Lot
3.98 ac
Year Built
1952
MLS #
PW26162795
Days on Market
2
Listed
Jul 25, 2026
Description
Views, Views, Views. This property boasts a spectacular view, a generously sized lot in a tranquil area, and the significant benefit of never having to pay for water, adding long-term value and appeal. This home has been fully remodeled with significant updates, ensuring a modern and comfortable living experience. The interior features include central air and heat for year-round comfort, newer porcelain tile flooring throughout the living room, kitchen, and bathrooms for a fresh look, and fresh paint inside. The kitchen has been upgraded with new cabinets, sleek quartz stone countertops, a newer garbage disposal, and a pull-out faucet, creating a highly functional and stylish space. Both full bathrooms feature newer custom vanities, plumbing fixtures, a tub and shower, tile walls with an elegant mosaic design offering a luxurious feel. Throughout the home, you'll find updated light fixtures and recessed lighting, enhancing the ambiance, along with the convenience of garage laundry area.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Maria Gutierrez · First American Team Realty Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,875
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $323,999
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,065
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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