1084 Camino Vera Cruz
Camarillo, CA, 93010
$1,490,000
MLS: V1-38365
Beds
5
Baths
4
Sq Ft
3,357
Lot
0.20 ac
Year Built
1998
MLS #
V1-38365
Days on Market
64
Listed
Aug 24, 2026
Description
Exceptional opportunity in desirable Vista Las Posas! This impressive 5-bedroom, 4-bath home offers over 3,300 square feet of spacious living and a truly special resort-style backyard. Seller is requesting a minimum four-year leaseback following the close of escrow. Enter through double doors into a grand two-story foyer featuring beautiful tile flooring, soaring ceilings, and an elegant double staircase. The spacious kitchen features granite countertops, a large center island, breakfast bar, and casual dining area that opens to the generous family room with a granite-accented fireplace. A formal dining room provides additional space for entertaining, while a large downstairs bedroom offers flexibility for guests, extended family, or a home office.Upstairs, the expansive primary suite is a private retreat complete with its own fireplace, sitting area, two oversized walk-in closets, and French doors opening to a large private balcony with beautiful views and a peek-a-boo ocean view. The primary bath features a soaking tub, separate shower, vanity area, and abundant natural light. A spacious bonus room offers additional flexibility and can be used as a game room, media room, home office, or additional bedroom.Additional highlights include a downstairs sauna, recessed lighting, an upstairs laundry room, and a three-car garage. Step outside to a lush and private backyard designed for relaxation and entertaining, featuring two large koi ponds connected by an underground tunnel, a charming bridge, built-in BBQ, outdoor fireplace, gas fire pit, multiple patio areas, and mature landscaping. Situated on a generous lot surrounded by mature palms and established landscaping, this distinctive Vista Las Posas home offers an exceptional combination of space, privacy, character, and indoor-outdoor living in one of Camarillo's most desirable neighborhoods.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Patty Gutierrez · eXp Realty of California
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,623
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,000 · Loan: $1,341,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,212
- Property tax (1.25%)
- $1,552
- Homeowners insurance
- $300
- Mortgage insurance
- $559
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $52,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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