10840 Pepper Street
Adelanto, CA, 92301
$299,000
MLS: HD26070897
Beds
3
Baths
2
Sq Ft
1,005
Lot
0.17 ac
Year Built
1992
MLS #
HD26070897
Days on Market
0
Listed
Apr 18, 2026
Description
SHORT SALE ADELANTO FIXER-UPPER STARTER HOME ........3 Bedroom, 2 Bath and 1005 sq/ft. This property will only go CASH or CONVENTIONAL. Needs cosmetic updates, paint, no carpet on floors and kitchen in need of repairs.Indoor laundry-separate area.Bring your vision and add value to this diamond in the rough. Call to view today!
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: Colleen Couse · Realty ONE Group Empire
Payment estimate
$2,377
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
- Principal & Interest
- $1,653
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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